Welcome to HankIQ
We Built HankIQ for
One Purpose
From a deep rooted understanding of the insurance and legal markets, we created this app with a specific focus: to address the data and information imbalance that makes the insurance claims landscape so frustrating.
We are not a generic home inventory app, our platform drives the building of a comprehensive evidence pack for when you need it most. Leveraging our AI technology this is tailor made to give you the best chance of avoiding an expensive valuation dispute. One hub. Every service provider. Your data - not theirs.
Proper Documentation
Matters
Lack of proper documentation is the No. 1 reason for insurance claim delays, disputes and denials. Unsatisfactory settlement offers are the 2nd most complained about (12%) only behind claim delays (23%). But, when policyholders fight back with evidence, they win.
Denial Rates Rising
Almost half of all claims are denied. Up from 25% in the past 2 decades.
Maintenance Denials
Almost half overturned on appeal with supporting evidence
On Appraisal
Awards exceeded Insurer's initial offer
Home Owner's
Average excess of Insurer's initial offer
Auto Total Loss
Average excess of Insurer's initial offer
Auto Repair
Average excess of Insurer's initial offer
Denial Rates Rising
Almost half of all claims are denied. Up from 25% in the past 2 decades.
Maintenance Denials
Almost half overturned on appeal with supporting evidence
On Appraisal
Awards exceeded Insurer's initial offer
Home Owner's
Average excess of Insurer's initial offer
Auto Total Loss
Average excess of Insurer's initial offer
Auto Repair
Average excess of Insurer's initial offer
Source: NAIC 2026, Texas Department of Insurance, Appraisal Experience Data Call Report, December 2024/ CGC Thematic Inquiry 2023 / TexasWatch
Build Evidence
Increase Insurability
Reduce Premiums
Spend less than 5min per month, systematically building you a defensible valuation and maintenance file to protect against claim delays, disputes and denials.
Your Maintenance Schedule
- Use our pre-populated task lists to quickly develop your personalized schedule
- Run your plan via our dedicated AI and incorporate any suggestions
- Save your revised schedule and begin logging tasks and creating reports (house hardening).
- Documented maintenance, inventory, and hardening reports can improve insurability and contribute to lower home insurance premiums at renewal.
Inventory & Condition File
- Upload images, batch or single, of items (per item or by room) or purchase receipts via our dedicated AI
- Capture data on some of the most valuable items, save the rest for later.
- Add important documents (Policies, Warranties, Valuations)
- Set your per category and per item limits
Register For Our Loyalty Program
Active users who achieve and maintain "Certified Log" status (spend less than 5 minutes per month) benefit from our HankIQ Loyalty Program. Available in each of our regions*, members unlock:
- Comprehensive automotive history report and market analysis
- For annual subscribers, our Platform Performance Pledge with expert valuation appraiser support should they need it
* Loyalty Program benefits vary by region and are subject to change. Each of our regions currently offers a loyalty program.
Centralise your Data
For all Suppliers
Consolidate all your data accross suppliers. Exportable and ready for use in any of your reports. Click any node to explore. Click the background to reset.
Built for the Moment That Matters
It is not all about claim disputes and denials though. Recording your efforts increases your insurability and drives premium discounts. Our differentiating features:
Time stamped Evidence
Every capture is timestamped so your records show a clear, defensible and verifiable timeline.
Chain of Proof
Embedded metadata and organized export ready reports.
Cloud Backed up Evidence
Utilize your own cloud storage for backups so you never lose your data and always maintain control.
House Hardening
Easily generate your Wildfire House Hardening report for fire-risk premium discounts.
AI Supported Maintenance Task Tracking
Choose from our pre-built suite of tasks for your home and vehicles enhanced by our AI analysis. Create custom tasks and reminders so nothing slips through.
Condition Baseline & Updates
Establish initial condition when you add an asset. Update regularly to show ongoing care.
Policy Limit Alerts
Set your per category and per item limits and be notified when an item valuation exceeds the limit.
Rapid Onboarding
Utilize our streamlined AI-powered set up process to get up and running in a matter of minutes, not hours.
Export-Ready Reports
Generate reports from all your data. Ready for insurers, adjusters, or independent appraisers. Fire Mitigation, Inventory, Maintenance or Vehicle Condition reports.
Privacy First
Your data belongs to you, we never hold or access anything you upload to our platform. We use a local-first approach giving you control of your own data.
Loyalty Program
Unlock FREE access to leading industry valuation reports and, should the need arise, professional appraisal support, on us.
One Price. Complete Documentation.
Car/House/Stuff
What's Included
- - Industry leading Vehicle History, Spec
- - & Market Valuation Report
- - FREE Valuation Appraisal Support*(*Annual Subscribers Only)
Cancel anytime. Your data remains exportable for 30 days after cancellation. *T&C's apply.
If HankIQ prevents even one appraisal in your lifetime, it pays for itself many times over. Average home appraisal costs: $2,000-$4,000. Average auto appraisal costs: $500-$800. 10 years of HankIQ: $1,200. AND if you avoid one low-ball offer it could be worth 20 years of HankIQ.
NAFG Dark.png){kind=icon}
We Stand BehindOur Software
At HankIQ we understand the value of proper documentation in substantiating valuations. Avoiding valuation disputes is our goal. We stand by our platform and provide loyal users with our Platform Performance Pledge of professional appraiser support should our platform fail.
14-Day Free Trial
No credit card required.
Cancel Anytime
Just one click
Loyalty Program
Usage unlocks real value member benefits
Frequently Asked Questions
Instantly use your HankIQ App
Just add to your device Homescreen and take your property protection on the go. Our Progressive Web App delivers a native-like experience right from your browser.
- No Download required - access your maintenance records anywhere
- Instant photo capture - document maintenance in real-time
- Push notifications - never miss a scheduled task
- Lightweight and fast - minimal storage footprint
Available for Windows, Mac, iOS and Android devices
Have Questions? Let's Talk
Our team is here to help you protect your assets. Fill out the form and we'll get back to you within 24 hours. Whether you're curious about features, pricing, or need assistance with your account, we're ready to answer all your questions.
Phone Support
1-281-729 4018
Mon-Fri: 8am-8pm CT
Email Support
info@hankiq.com
24-hour response time